Expertise

Property Development Finance in Auckland.

NZMS provides flexible property development loans in Auckland and across New Zealand, helping developers secure the funding they need to bring projects to life. As a non-bank lender, we specialise in development finance and construction funding for projects that may fall outside traditional bank lending criteria.

Our approach is simple: we look at the bigger picture. With deep experience in property development and a strong funding base, NZMS can structure tailored development finance solutions that support projects from land acquisition through to construction and completion.

We work with developers on a wide range of projects, including residential developments, townhouse projects, subdivisions and commercial builds. Whether you are funding early-stage costs or need full construction finance, our team works quickly to structure a loan that aligns with your timeline and project requirements.

Flexible Funding for Developers.
NZMS development loans can support:
— Land acquisition finance
— Soft costs including design, planning and consenting
— Construction and build funding
— Highly geared finance, including funding up to 100% of project costs

Our streamlined process allows for fast approvals and efficient funding drawdowns, ensuring your development can progress without unnecessary delays.

With over $2 billion financed across more than 200 projects, NZMS has built a strong reputation for supporting developers and helping scale projects from early ventures to large-scale developments.

If you’re planning a property development and need flexible development finance, our team is ready to help.

Fast, Flexible Bridging Loans in Auckland.

NZMS provides bridging finance in Auckland and across New Zealand, helping property owners, investors and developers secure short-term funding when traditional banks cannot move quickly enough or cannot lend.

As a non-bank property lender, we specialise in bridging loans for property transactions that fall outside standard bank lending criteria. Our flexible approach allows us to structure finance solutions that support your project or transaction while you arrange long-term funding, complete a sale, or meet bank conditions.

Bridging finance can be particularly useful when:
— Debt servicing is difficult to demonstrate to a bank
— Interest payments need to be capitalised
— Loan-to-value ratios (LVRs) exceed bank thresholds
— Resource consent or approvals are still pending
— A development is securing pre-sales to unlock bank funding
— A property requires refurbishment, strengthening or repositioning
— The asset is bare land or transitional property

NZMS bridging loans can also help borrowers hold property between transactions, including buying before selling, refinancing, or preparing a property for development.

With fast approvals and flexible loan structures, NZMS looks at the bigger picture to help you move quickly and secure opportunities when timing matters.

Mezzanine Finance for Complex Property Projects.

NZMS has unrivalled experience structuring mezzanine finance for property development and investment projects across Auckland and New Zealand. Our deep understanding of both bank lending and private property finance allows us to structure funding solutions that work where others cannot.

We work closely with developers, investors and senior lenders to arrange mezzanine funding that unlocks projects and accelerates growth. Whether supporting large-scale residential developments, commercial projects or complex investment structures, NZMS has the expertise and relationships to deliver funding quickly and efficiently.

What sets NZMS apart is our ability to move fast, think commercially and structure finance creatively. Our team understands the realities of development and works alongside clients to secure the capital needed to move projects forward.

When timing and experience matter, NZMS delivers mezzanine finance solutions that get projects done.

Development Loans

Property Development Finance in Auckland.

NZMS provides flexible property development loans in Auckland and across New Zealand, helping developers secure the funding they need to bring projects to life. As a non-bank lender, we specialise in development finance and construction funding for projects that may fall outside traditional bank lending criteria.

Our approach is simple: we look at the bigger picture. With deep experience in property development and a strong funding base, NZMS can structure tailored development finance solutions that support projects from land acquisition through to construction and completion.

We work with developers on a wide range of projects, including residential developments, townhouse projects, subdivisions and commercial builds. Whether you are funding early-stage costs or need full construction finance, our team works quickly to structure a loan that aligns with your timeline and project requirements.

Flexible Funding for Developers.
NZMS development loans can support:
— Land acquisition finance
— Soft costs including design, planning and consenting
— Construction and build funding
— Highly geared finance, including funding up to 100% of project costs

Our streamlined process allows for fast approvals and efficient funding drawdowns, ensuring your development can progress without unnecessary delays.

With over $2 billion financed across more than 200 projects, NZMS has built a strong reputation for supporting developers and helping scale projects from early ventures to large-scale developments.

If you’re planning a property development and need flexible development finance, our team is ready to help.

Bridging Finance

Fast, Flexible Bridging Loans in Auckland.

NZMS provides bridging finance in Auckland and across New Zealand, helping property owners, investors and developers secure short-term funding when traditional banks cannot move quickly enough or cannot lend.

As a non-bank property lender, we specialise in bridging loans for property transactions that fall outside standard bank lending criteria. Our flexible approach allows us to structure finance solutions that support your project or transaction while you arrange long-term funding, complete a sale, or meet bank conditions.

Bridging finance can be particularly useful when:
— Debt servicing is difficult to demonstrate to a bank
— Interest payments need to be capitalised
— Loan-to-value ratios (LVRs) exceed bank thresholds
— Resource consent or approvals are still pending
— A development is securing pre-sales to unlock bank funding
— A property requires refurbishment, strengthening or repositioning
— The asset is bare land or transitional property

NZMS bridging loans can also help borrowers hold property between transactions, including buying before selling, refinancing, or preparing a property for development.

With fast approvals and flexible loan structures, NZMS looks at the bigger picture to help you move quickly and secure opportunities when timing matters.

Mezzanine Finance

Mezzanine Finance for Complex Property Projects.

NZMS has unrivalled experience structuring mezzanine finance for property development and investment projects across Auckland and New Zealand. Our deep understanding of both bank lending and private property finance allows us to structure funding solutions that work where others cannot.

We work closely with developers, investors and senior lenders to arrange mezzanine funding that unlocks projects and accelerates growth. Whether supporting large-scale residential developments, commercial projects or complex investment structures, NZMS has the expertise and relationships to deliver funding quickly and efficiently.

What sets NZMS apart is our ability to move fast, think commercially and structure finance creatively. Our team understands the realities of development and works alongside clients to secure the capital needed to move projects forward.

When timing and experience matter, NZMS delivers mezzanine finance solutions that get projects done.

Services

Residential or commercial. Land subdivisions, apartments, townhouses and homes. You have the vision. We have the finance. NZMS can provide development, bridging and investment finance to take your property project off the drawing board and into the world.